There are two ATM models: a lobby style of ATM and a through-the-wall ATM. Most ATM models come with two types of safes: Business Hours and Level 1. The main difference between the two safes is the thickness and strength of their walls and the difficulty of opening. Business hours safe is perfect for an ATM placed well within the interior of place of business, while Level 1 safe is better suited for outdoor, through-the-wall ATMs. The weight for the lobby style NH 2700 CE is 120 kgs, while for the through-the-wall version of the same model is 325 kgs.

The NH 2700 CE locks range from standard electronic locks to Cencon and S&G locks. The Cencon is the standard ATM lock on this model, which also is a standard lock for most new ATMs in the Australian market. The Cencon lock includes dual access control, one time combinations, encrypted electronic keys, alarm connectivity, and internal power source. Third-party cashing service providers require that ATMs they service upgrade to Cencon or software-based system like S&G.
The NH 2700 CE comes with two cassettes, each capable of storing 2,000 notes. For most customers, this note capacity is more than enough.

Pros of the buy your own ATM model:
+Most lucrative of the three business models;
+No ongoing costs beside occasional maintenance;
+You set the direct charge for cash withdrawals and balance inquiries;
+You get the lion share of the direct ATM charge;
+No credit checks required;
+You can resell the ATM when you exit your business. 

Cons of the buy your own ATM model:
-Highest start up costs;
-You pay for maintenance and regulatory upgrades.

Pros of this model:
+Lowest start up costs compared to the other 2 models;
+You don't pay for maintenance and regulatory upgrades.

Cons:
-You do not set the direct ATM charge;
-Direct debit authority required;
-Credit checks required;
-You get a much smaller share of the direct charge compared to the other two models;
-You do not get paid if your ATM does not meet a minimum transaction threshold;
-You must convince an ATM supplier that your ATM will do enough business;
-Least profitable option in the long run;
-ATM is likely to be pulled out of your venue if it does not meet the minimum transaction threshold on a regular basis.

Let us assume that you have done your basic calculations regarding the potential performance of your proposed ATM location and that you are ready to invest time and money in buying and operating an ATM. There are many ATM models in the Australian ATM market. There are only a handful ATM models that are actually good value for money for Australian SMEs. ATM machines in this more affordable price bracket cost anywhere between $7,000 (for lobby style ATM) to $12,000 (for through-the-wall ATM) when bought new, although there are sometimes excellent compliant second-hand ATMs that you can pick up for $4,000. An ATM doing 500 cash withdrawals a month could easily net $1,000-$1,100 for its owner each month, which means the ATM will be fully paid in 7 months. The life of our new ATMs is easily between 8-10 years, since they are designed to perform 10,000 transactions a month. This means that for the life of the ATM you can easily net a profit of $113,000.  For more detailed info on the earning potential of ATM machines on our network, click the relevant button below.